The future of resident screening?
I just checked out a prominent resident screening company to see the contents of its screening reports. Here’s a partial list of subjects that the firm Tenant Background Search (www.tenantbackgroundsearch.com/index.aspx?adid=10), provides to its customers:
- Credit Report (with Fico Score)
- Nationwide Criminal Records
- Eviction History for Judgments and
- Nationwide Eviction Report (Include Judgments and Non-Judgments
We know that HUD has recently questioned the use of criminal histories in resident screening by public agencies and owners of federally-assisted housing on the grounds that members of protected classes can have criminal histories that are disproportionately hight relative to their populations (https://www.tenantbackgroundsearch.com/index.aspx?adid=10).
Here’s my question: Do these same populations have disproportionately bad credit reports, bankruptcies, foreclosures, and eviction histories, just as HUD claims they have for criminal histories? If that’s possible, what’s the future of resident screening?